As far as I researched, Payoneer has better exchange rate. However there is a minimum withdrawal fee of $50 unlike in Paypal you can withdraw for as low as $1.
Paypal transfer is realtime if you will use Gcash. Payoneer bank transfer is 4 business days. But based on my experience. It is just 1 business day on first bank transfer.
So far I am happy with Payoneer's service. They have the low cut on your earning and easy and have fast TAT. You cannot use Payoneer for online shopping which is also good for me because it cuts down my unnecessary expense.
A piece of advise, better not to avail the card to avoid annual fee, there is a withdrawal fee through atm and it is a local exchange rate.
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